Earlier this yr, Chexy launched a partnership with Aeroplan which features a limited-time supply to earn bonus Aeroplan factors. The supply was set to run out on July 15, 2025, however has now been prolonged by means of to September 15, 2025.
In case you haven’t taken benefit of it but, now’s your probability to earn as much as 10,000 Aeroplan factors simply by paying bills like lease, tuition, utilities, taxes, and extra along with your bank card.
It’s a uncommon alternative to rack up factors on payments that usually don’t earn something. And one of the best half? Chexy accepts American Specific bank cards for funds.
In case you’ve been sitting on the sidelines, that is the proper time to flip your recurring funds into critical journey rewards.
Earn As much as 10,000 Bonus Aeroplan Factors with Chexy!
By way of Chexy’s partnership with Aeroplan, you may earn bonus Aeroplan factors that come along with the factors you may earn in your bank card for making funds with Chexy.
New Chexy customers are eligible to earn as much as 10,000 bonus Aeroplan factors as a part of this limited-time supply, which has been prolonged to September 15, 2025.
Right here’s how the bonus breaks down:
- Earn 2,000 Aeroplan factors in your first fee with Chexy
- Earn 5,000 Aeroplan factors after processing $5,000 in funds by means of Chexy inside the first six months
- Earn 500 Aeroplan factors for the second and any subsequent recurring payments inside six months (as much as 2,000 Aeroplan factors)
- Earn 1,000 Aeroplan factors in your twelfth consecutive month of funds by means of Chexy
To qualify, all transactions should be efficiently processed, which means the cardboard is charged and the fee is issued. Factors might take as much as 4 weeks to submit to your Aeroplan account.
In case you’re an present Chexy person, signal into your Chexy account to search for your particular person supply, which ranges from 2,000–4,000 Aeroplan factors. The milestones to achieve your particular person limited-time supply may even be discovered in your Chexy dashboard.
Which Credit score Card Do you have to Use with Chexy?
As a reminder, Chexy expenses a 1.75% processing price for funds made with Canadian-issued bank cards (which could be diminished to as little as 0.5% by referring others, which we’ll cowl beneath). Due to this fact, it’s greatest to make use of a bank card that gives robust rewards or helps you unlock a welcome bonus.
American Specific and Aeroplan co-branded bank cards are an awesome match, because of our excessive valuation of Membership Rewards and Aeroplan factors. In the meantime, money again playing cards may also make sense for these seeking to maximize fast returns.
For Miles & Factors Fanatics
In case you’re within the sport for journey rewards, utilizing a card that earns airline or transferable factors can lead to critical worth—particularly when paired with Chexy’s Aeroplan bonus supply.
For instance, in the event you use a premium Aeroplan co-branded bank card, such because the American Specific Aeroplan Reserve Card, the TD Aeroplan® Visa Infinite Privilege* Card, or the CIBC Aeroplan Visa Infinite Privilege Card, you’ll earn 1.25 Aeroplan factors per greenback spent on funds through Chexy.
In case you use a core Aeroplan bank card, such because the American Specific Aeroplan Card, the TD Aeroplan® Visa Infinite* Card, or the CIBC Aeroplan Visa Infinite* Card, you’ll earn 1 Aeroplan level per greenback spent on funds through Chexy.
| Credit score Card | Greatest Provide | Worth | |
|---|---|---|---|
130,000 Aeroplan factors $599 annual price |
130,000 Aeroplan factors | $2,682 |
Apply Now |
As much as 85,000 Aeroplan factors† $599 annual price |
As much as 85,000 Aeroplan factors† | $871 |
Apply Now |
As much as 40,000 Aeroplan factors† First Yr Free |
As much as 40,000 Aeroplan factors† | $683 |
Apply Now |
40,000 Aeroplan factors $120 annual price |
40,000 Aeroplan factors | $573 |
Apply Now |
As much as 45,000 Aeroplan factors† $139 annual price |
As much as 45,000 Aeroplan factors† | $525 |
Apply Now |
You can too go for playing cards with robust baseline incomes charges, such because the Enterprise Platinum Card from American Specific, RBC® Avion Visa Infinite Privilege†, or CIBC Aventura® Visa Infinite Privilege* Card which earn 1.25 factors per greenback spent, of their respective factors currencies.
Journey Credit score Playing cards with Excessive Baseline Incomes Charges
For Money Again Maximizers
In case you want easy returns over factors, Chexy can nonetheless ship wonderful worth when paired with the precise money again bank card. Since Chexy codes transactions as recurring invoice funds, sure bank cards can nonetheless yield a web constructive return—even after the 1.75% processing price.
For instance, the Scotia Momentum® Visa Infinite* Card earns 4% money again on recurring invoice funds (as much as $25,000 annually), leading to a web return of two.25% after charges. One other means to consider it’s that you simply’re basically getting paid to pay payments.
TD® Money Again Visa Infinite* Card affords 3% again on the identical class, leaving you with a good 1.25%. In the meantime, CIBC Dividend® Visa Infinite* Card earns 2% again on recurring payments, which nonetheless leads to a small revenue on lease funds.
Whether or not you’re seeking to offset your lease prices with money again or earn rewards in your subsequent journey, Chexy’s new partnership with Aeroplan opens the door to maximizing worth on a few of life’s greatest unavoidable bills.
Credit score Playing cards with Bonus Money Again on Recurring Funds
Invite Mates, Earn Extra!
Chexy’s partnership with Aeroplan additionally features a referral element, which lets you enhance your Aeroplan steadiness even additional whereas decreasing the price of your processing price.
New and present customers can earn 1,000 Aeroplan factors per referral, along with Chexy’s present give-and-get $15 money referral bonus (which each the referrer and the referee get). To qualify, your referral wants to finish a profitable first fee—not simply enroll and disappear.
Whereas the referral bonus of 1,000 Aeroplan factors is capped at 10 referrals (as much as 10,000 factors every calendar yr), you’ll proceed to earn the $15 Chexy referral bonus for each further buddy you refer past that cap.
Plus, there’s an extra incentive to refer your folks, since you’ll pay a progressively decrease processing price as you deliver extra folks into the Chexy ecosystem:
- 3 referrals = Pink Referrer Standing → 1.5% processing price
- 5 referrals = Gold Referrer Standing → 1.0% processing price
- 10 referrals = Elite Referrer Standing → 0.5% processing price
These referral counts reset every January, however they provide a compelling approach to shrink your processing price, stretch the worth of each greenback you run by means of the platform, and enhance up your Aeroplan steadiness.
Is Chexy’s Bonus Aeroplan Factors Deal Price It?
With as much as 10,000 Aeroplan factors on the desk, Chexy’s limited-time supply is a compelling alternative—particularly in the event you’re already paying lease or payments that don’t usually earn rewards.
Primarily based on our valuation of two.1 cents per Aeroplan level, we’d worth these bonus factors at roughly $210, which may greater than offset the price of Chexy’s processing charges.
In contrast to many promotions tied to particular journey purchases or elite standing, this one is straightforward and accessible to anybody with recurring payments.
Chexy expenses a processing price of 1.75% for Canadian-issued bank cards. Whereas that will look like a disadvantage, the potential return typically outweighs the associated fee—particularly in the event you’re incomes Aeroplan factors at our estimated worth of two.1 cents per level.
Let’s run the numbers:
Say you pay $2,000 in lease utilizing a TD® Aeroplan® Visa Infinite Privilege Card*. With the 1.75% price, your complete cost can be $2,035. You’d earn:
- 2,000 Aeroplan factors from Chexy’s first-payment bonus
- 2,544 Aeroplan factors out of your bank card (2,035 × 1.25 factors per greenback spent)
That’s a complete of 4,544 Aeroplan factors, which we’d worth at roughly $95, in change for a $35 price.
And that’s only one transaction. Mix this with Chexy’s referral program, which may decrease your processing price all the way down to as little as 0.5%, and the worth proposition turns into much more profitable.
Conclusion
Chexy’s prolonged Aeroplan promotion is without doubt one of the best methods to earn significant rewards on funds that sometimes go unrewarded. Whether or not you’re working towards a dream journey, seeking to hit a bank card minimal spending threshold, or simply need to get one thing again in your lease, this deal delivers.
With as much as 10,000 Aeroplan factors out there and a low 1.75% processing price, the mathematics works in your favour—particularly when paired with the precise bank card or referral technique.
Ensure to enroll and full your funds by September 15, 2025, to take full benefit of this limited-time supply.
