TD Rewards Credit score Card Provides: Earn As much as 85,000 Factors

TD points three private bank cards that earn TD Rewards Factors, which not too long ago had a lot of enhancements added.

This time round, there’s a suggestion for as much as 85,000 TD Rewards factors† out there on the TD First Class Journey^® Visa Infinite^* Card, which now comes with 4 complimentary lounge visits and a wider vary of classes with boosted incomes charges.† 

In the meantime, the affords on the TD Platinum Journey Visa* Card and the TD Rewards Visa* Card stay unchanged; nevertheless, each playing cards have bolstered class incomes charges in comparison with earlier this yr.

Should you’re eligible, make sure to give these affords look if you wish to enhance your TD Rewards steadiness for journey through the summer season season and past.

TD First Class Journey^® Visa Infinite^* Card: As much as 85,000 TD Rewards Factors^†

The present welcome bonus on the TD First Class Journey^® Visa Infinite^* Card is for as much as 85,000 TD Rewards Factors.^† 

To earn the complete welcome bonus, you’ll have to satisfy the next situations:

• Earn 20,000 TD Rewards Factors^† upon making your first buy^†
• Earn an extra 65,000 TD Rewards Factors^† upon spending $5,000 within the first 180 days of account opening^†

Should you unfold out the spending over the course of six months, it really works out to be round $833 per thirty days. This ought to be an inexpensive quantity for a lot of households, and you may enhance your steadiness additional by focusing on spending in a class with a bonus.

85,000 TD Rewards Factors is value as much as $425 whenever you redeem factors by Expedia^® for TD at a price of 0.5 cents per level.† 

As a reminder, the class incomes charges on this card are as follows:

• 8 TD Rewards Factors^† per greenback spent on eligible Expedia^® for TD purchases^†
• 6 TD Rewards Factors^† per greenback spent on eligible groceries, eating, and public transit purchases^†
• 4 TD Rewards Factors^† per greenback spent on eligible recurrently recurring invoice funds arrange in your account, streaming, digital gaming, and media^†
• 2 TD Rewards Factors^† per greenback spent on all different eligible purchases^†

Utilizing our valuation of TD Rewards Factors of 0.5 cents per level, you’re an efficient return of two–4% in your spending. 

It’s value noting that there’s a $25,000 annual cap for the whole quantity spent on groceries, eating, and public transit providers, in addition to recurring invoice funds, streaming, digital gaming, and media. When you’ve reached that threshold, the incomes price drops right down to the bottom price of two TD Rewards Factors^† per greenback spent.^†

A number of the card’s different options embrace the next:

• 10% anniversary bonus^† of TD Rewards Factors earned over the previous 12 months, as much as 10,000 factors^†
• 4 complimentary lounge visits every year by the Visa Airport Companion Program, powered by DragonPass†
• $100 annual TD Journey Credit score^† upon spending $500 (CAD) on lodging bills booked with Expedia^® for TD^†
• Sturdy insurance coverage protection^†

Fortuitously, with this provide, you’ll additionally get pleasure from an annual payment rebate for the primary yr,† which suggests you’ll be able to take a look at drive the cardboard with none out-of-pocket bills in yr one.

Should you’d prefer to hold the prices down year-after-after, think about a TD Limitless or All-Inclusive chequing account, which is able to waive the annual payment on one TD bank card of your alternative, together with the TD First Class Journey^® Visa Infinite^* Card, on an ongoing foundation.†

In any other case, the annual payment for this card is $139, starting in yr two, because it’s rebated for the primary yr with this provide.^†

Supplementary playing cards price $50 apiece^†, and the present first-year annual payment rebate additionally applies to the primary supplementary cardholder.^†

The TD First Class Journey^® Visa Infinite^† Card requires both $60,000 in annual private revenue, or $100,000 in annual family revenue, to qualify.

Supply efficient as of June 4, 2025.

TD Platinum Journey Visa* Card: As much as 50,000 TD Rewards Factors^†

The welcome bonus on the TD Platinum Journey Visa^* Card stays unchanged, providing 50,000 TD Rewards Factors^† with a first-year annual payment rebate. 

The breakdown of the welcome bonus is as follows:

• Earn 15,000 TD Rewards Factors^† upon making your first buy^†
• Earn an extra 35,000 TD Rewards Factors^† upon spending $1,000 within the first 90 days^†

Except for the welcome bonus, you’ll get pleasure from the next incomes charges with the TD Platinum Journey Visa^* Card:^†

• 6 TD Rewards Factors^† per greenback spent on eligible Expedia^® for TD purchases^†
• 4.5 TD Rewards Factors^† per greenback spent on eligible grocery, eating, and public transit purchases^†
• 3 TD Rewards Factors^† per greenback spent on eligible recurrently recurring invoice funds arrange in your account, streaming, digital gaming, and media^†
• 1.5 TD Rewards Factors^† per greenback spent on all different eligible purchases^†

As you’ll be able to see, the incomes charges are a step down from these on the TD First Class Journey^® Visa Infinite^* Card; nevertheless, in case you don’t qualify for the higher-tier card, then you’ll be able to nonetheless get a stable return on spending in any of the boosted classes.

There’s a $15,000 annual cap for the whole quantity spent on groceries, eating, and public transit, in addition to recurring invoice funds, streaming, digital gaming, and media^†, earlier than your rewards on spending drop to the baseline incomes price.

The annual payment is $89, which is rebated for the primary yr beneath this provide, and it may be simply waived in subsequent years with an eligible checking account.†

There’s no minimal revenue requirement to use for this card.

TD Rewards Visa^* Card: 15,152 TD Rewards Factors^†

The TD Rewards Visa^* Card is TD’s entry-level providing, and comes with no annual payment.

The welcome bonus remans unchanged from earlier than, and also you’ll earn 15,152 TD Rewards factors.^† All that you must do is spend $500 inside 90 days of account opening to maximise the provide.^†

For a bank card with no annual payment, the incomes charges are fairly aggressive, and are structured as follows:

• 4 TD Rewards Factors^† per greenback spent on eligible Expedia^® for TD purchases^†
• 3 TD Rewards Factors^† per greenback spent on eligible grocery, eating, and public transit purchases^†
• 2 TD Rewards Factors^† per greenback spent on eligible recurrently recurring payments arrange in your account, streaming, digital gaming, and media^†
• 1 TD Rewards Level^† per greenback spent on all different eligible purchases^†

There’s a $5,000 annual cap for the whole quantity spent on groceries, eating, and public transit purchases, in addition to recurring invoice funds, streaming, digital gaming, and media earlier than the rewards on spending drop to the bottom price.^†

That is certainly one of many extra aggressive choices amongst Canada’s greatest no-fee bank cards.

There’s no minimal revenue requirement for this card.

Conclusion

TD constantly affords aggressive welcome bonuses throughout its suites of bank cards, and the present lineup continues to ship sturdy alternatives to spice up your TD Rewards Factors steadiness.

TD Rewards Factors are an incredible factors foreign money to make use of for elements of journey, similar to impartial resorts, cruises, and trip packages, which can be in any other case troublesome to e-book with factors.

† Phrases and situations apply. The Toronto-Dominion Financial institution (TD) isn’t answerable for the contents of this web site together with any editorials or critiques that will seem on this web site. For full and present data on any TD product, please click on the Apply Now button.