As a reminder, RBC® has glorious promotional presents out there on the RBC® ION Visa and the RBC® ION+ Visa playing cards.
Each playing cards are actually providing their highest-ever bonuses, making this the perfect time to use in case you haven’t already.
On high of that, they function elevated incomes charges on many widespread each day bills, which could be very helpful as a part of your total RBC Avion Rewards technique, as we’ll discover intimately under.
Let’s check out the presents and discover why these playing cards ought to make their manner into your pockets to optimize your RBC bank card technique.
RBC® ION+ Visa: As much as 21,000 Avion Factors^
The present promotional provide on the RBC® ION+ Visa is 7,000 Avion factors upon approval^ and a further 14,000 Avion factors upon spending $1,500 within the first six months^, for a complete of as much as 21,000 Avion factors^.
The incomes charges on the RBC® ION+ Visa are as follows:
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Earn 3 Avion factors per greenback spent on qualifying grocery, eating, meals supply, gasoline, rideshare, each day public transit, electrical automobile charging, streaming, digital gaming, and digital subscriptions†
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Earn 1 Avion level per greenback spent on all different eligible purchases†
For a modest $48 annual charge†, there’s additionally a primary set of insurance coverage protection, together with cellular machine insurance coverage, buy safety, and prolonged guarantee.†
The incomes classes are practically similar to the lower-tier RBC® ION Visa; nevertheless, the ION+ presents as much as 3 Avion factors per greenback spent† on many each day necessities, which is double the speed of the ION card.
Furthermore, the extra elevated earnings classes on the ION+ additionally embody eating and meals supply.†
Between the RBC® ION Visa and the RBC® ION+ Visa, you’ll need to choose the ION+ in case you spend so much on groceries, eating, meals supply, gasoline, transportation, streaming, digital gaming, and digital subscriptions, because you’ll earn 3 Avion factors per greenback spent as a substitute of 1.5x on the RBC® ION Visa.
There isn’t a minimal revenue requirement to use for the RBC® ION+ Visa,† and this provide is legitimate till November 25, 2025.
- Earn 7,000 Avion factors upon approval^
- Earn 14,000 Avion factors upon spending $1,500 within the first six months^
- Earn 3x factors† on qualifying grocery, eating, meals supply, gasoline, rideshare, each day public transit, electrical automobile charging, streaming, digital gaming and digital subscriptions†
- Earn 1 additional Moi Rewards level for each two {dollars} spent at Metro, Meals Fundamentals, Tremendous C, Jean Coutu, Brunet and Première Moisson if you scan your Moi card and pay along with your linked RBC Card (minimal buy required).¹¹
- Cell machine insurance coverage†
- Annual charge: $48†
RBC® ION Visa: As much as 11,000 Avion Factors^
The RBC® ION Visa is a no annual charge various providing 4,000 Avion factors upon approval^, and a further 7,000 Avion factors upon spending $500 within the first three months^, for a complete of as much as 11,000 Avion factors^.
The cardboard’s incomes charges are as follows:
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Earn 1.5 Avion factors per greenback spent on qualifying grocery, gasoline, rideshare, each day public transit, electrical automobile charging, streaming, digital gaming and digital subscriptions†
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Earn 1 Avion level per greenback spent on all different eligible purchases†
This no-fee bank card is focused in the direction of informal travellers who spend a good quantity on rideshares, transit, streaming, and video video games. Actually, it’s the one card to focus on spending in a few of these classes, and can possible enchantment to youthful people who want to earn versatile journey rewards.
The insurance coverage protection on the RBC® ION Visa is primary, which is totally anticipated on entry-level playing cards resembling this one.
There isn’t a minimal revenue requirement to use for the RBC® ION Visa,† and this provide is legitimate till November 25, 2025.
- Earn 4,000 Avion factors upon approval^
- Earn 7,000 Avion factors upon spending $500 within the first three months^
- Earn 1.5x Avion factors† on qualifying grocery, gasoline, rideshare, each day public transit, electrical automobile charging, streaming, digital gaming and digital subscriptions†
- Annual charge: $0
The best way to Use Avion Factors from RBC® ION Playing cards
As a cardholder of the RBC® ION Visa or the RBC® ION+ Visa, you’ll get pleasure from membership within the Avion Rewards program on the Premium tier.
In the meantime, in case you’re a cardholder of the RBC® Avion Visa Infinite†, the RBC® Avion Visa Platinum†, or RBC Avion® Visa Infinite Privilege†, you’ll get pleasure from membership within the Avion Rewards program on the Elite tier.
Premium members can’t switch Avion factors to a few of the 4 airline companions out there via the Avion Rewards program. The exception is WestJet Rewards, to which Avion factors could be transferred at a charge of 1:1 (100 Avion factors = 100 WestJet factors).
Moreover, ION and ION+ cardholders can’t redeem factors through the Air Journey Redemption Schedule, which helps you to use Avion factors to ebook flights as much as a sure most ticket worth.
As a substitute, Premium members are restricted to utilizing Avion factors at a flat charge of 0.58 cents per level (cpp) for journey booked through Avion Rewards, which is much less helpful than the 1cpp redemption charge that you simply get from holding a higher-tier Avion card.
Fortunately, in case you additionally maintain an Avion bank card, such because the RBC® Avion Visa Infinite† or the RBC® Avion Visa Platinum†, you’ll be able to switch Avion factors earned out of your ION merchandise into Avion factors on the Elite tier at a 1:1 ratio between your completely different playing cards.
Subsequently, the Avion factors you earn from both of the ION playing cards can nonetheless be transformed into extra highly effective Avion factors, so long as you even have an eligible Avion bank card (and due to this fact get pleasure from Elite membership within the Avion Rewards program).
| Credit score Card | Greatest Provide | Worth | |
|---|---|---|---|
55,000 Avion factors^ $120 annual charge |
55,000 Avion factors^ | $1,080 |
Apply Now |
55,000 RBC Avion factors^ $120 annual charge |
55,000 RBC Avion factors^ | $1,080 |
Apply Now |
As much as 70,000 RBC Avion factors† $399 annual charge |
As much as 70,000 RBC Avion factors† | $826 |
Apply Now |
35,000 RBC Avion factors $175 annual charge |
35,000 RBC Avion factors | $700 |
Apply Now |
What’s extra, in case you ever determine to improve your ION or ION+ card to one of many RBC Avion playing cards, any factors you’ve collected can be upgraded as properly.
Then, you’ll be capable of entry higher-value journey redemptions which might be unique to Avion cardholders: all 4 frequent flyer accomplice packages, the Air Journey Redemption Schedule, and the power to redeem factors immediately in opposition to journey at 1cpp.
Certainly, that is what we wish to name “The Optimized RBC Credit score Card Portfolio,” since you’ll be able to leverage the elevated incomes charges on the ION household of playing cards with the extra highly effective redemption alternatives with the Avion household of playing cards.
Your factors by no means expire for so long as you’re a cardholder. For those who cancel or swap to a special RBC product, you may have 90 days to redeem your factors earlier than they go away.
Conclusion
The RBC® ION Visa and RBC® ION+ Visa playing cards have elevated promotional presents for 11,000 and 21,000 Avion factors†, respectively, each of which symbolize historic highs.
The RBC® ION Visa and RBC® ION+ Visa not solely fill a helpful supporting position to the better RBC® Avion portfolio, but additionally stand out on their very own as distinctive product choices to carry long-term.
The present welcome bonuses are nice throughout the board, and you’ll improve each the brand new playing cards to a extra premium Avion card anytime you want to reap the benefits of Avion’s glorious switch companions.
These presents are legitimate till November 25, 2025, so remember to apply earlier than then and provides your Avion Rewards steadiness a significant increase.
